Grace:

What the Bible has to say: 

Ephesians 2:7-9 (ESV) 

7 so that in the coming ages he might show the immeasurable riches of his grace in kindness towards us in Christ Jesus. 8 For by grace you have been saved through faith. And this is not your own doing; it is the gift of God, 9 not a result of works, so that no one may boast.

My favorite quote:  “For by grace you have been saved through faith. And this is not your own doing; it is the gift of God, 9 not a result of works, so that no one may boast.”The Apostle Paul Ephesians 2:8-9